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Montmorency County Tribune
Atlanta, Michigan
September 25, 2013     Montmorency County Tribune
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September 25, 2013

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Ground-breaking held for Tri-Township Fire Hall THE TRI-TOWNSHIP Fire Department held a ground-breaking ceremony for their new fire hall on September 11. The new facility will be located west of Atlanta on M-32, just east of the DHS building. Woodland Custom Homes, a local company, was awarded the bid for construction. The completion date for phase one of the construction is scheduled for late February 2014, and includes the shell of the building, as well as the apparatus bays. Phase two will include office space. Pictured above are members of the Tri-Township Fire Department and board members. I Are You And Many More To Choose From I II Dr. Bob and me Cerilllcatlon Crew will be at the Rust Township Hall on Tuesday, October 1st Call Tim at L T Greenhouse Supply 989-742-2195 to schedule an appointment for your certification or renawal. Wednesday, September 25, 2013 The Montmorency County Tribune 7 Canada Creek Ranch 5/8edmte Ann Steele The weather has Correspondent been warm but we have had a few frosty nights. We've seen some autumn colors startinghere and there, but more to come. Everyone plan on attending the Elk Fest this Friday-Sunday, Sept. 27-29. Lots to do and see. Schedules are available at area businesses. Also, plan on eating at the Lions annual pancake breakfast on Saturday, Sept. 28 from 8-11 a.m. in the Briley Park pavilion. Some of the servers are CCR mem- bers Hank Rauch, Ray Lowry, Bob Meyer, Don Beck, Russ Clark and Dan Whitford. Archery season opens next Tuesday, Oct. 1. We wish all the hunters good luck. Members, there is a Ladies Auxiliary meet- ing next Wednesday, Oct. 2 in the ranch house. Coffee at 10 a.m. and business meet- ing at 10:30 a.m. Coming up is the Applefest/Antiques and Arts and Crafts Show on Saturday, Oct. 5 from 9 a.m.-4 p.m. at the Brush Creek Mill in Hillman. Purchase abag of apples and enjoy eating an apple dumpling. The Elk CountryAnimal Shelter (ECAS) in Atlanta is holding another metal collection day on Saturday, Oct. 19from 10 a.m.-3 p.m. Members, don't forget to purchase your tickets for the Harvest Dinner to be held on Wednesday, Oct. 16. Tickets are $16 per per- son. Arrival time is 5:30 p.m. and dinner is served at 6 p.m. You have a choice of one of three entrees: Stuffed Pork Chops, Michi- gan Chicken with Cherries or Eggplant Parmesan. Also, there will be a carved pumpkin contest. Bring your carved pump- kin to the ranch house between 10 a.m.- Noon the day of the dinner for display and judging. The annual Ladies Auxiliary Nut Sale is now on. Some of the sixteen choices are Fancy Mammoth Pecan Halves, Deluxe Mixed Nuts and Bridge Mix. They come in 1- pound bags and range in price from $5-$9. You can order them by using the sign-up sheet at the ranch house or call Sheryle Benson at 785-2051. They will be available for pick up in early Nov. Labor Day weekend Steve and Verna Jacobs enjoyed a memory filled, fun reunion with 22 of Vema's cousins from downstate. Sunday morning found all 22 at Cross in the Woods in Indian River remembering and honoring all the deceased members of their families. Following church services, a fam- ily rosary and touring the grounds, every- one enjoyed a barbeque hosted by Steve and Verna on their deck overlooking the lake. Many family pictures, stories and me- mentos were shared. Monday, the hardy and hale cousins headed to Mackinaw to walk the bridge. The weather was cold and windy, spurring the group to finish the walk in record time (for them), just over one hour. Those of the cousins who had to work the next day headed home after enjoying breakfast at Paula's Restaurant in Indian River. The lucky ones, living here or retired, spent the day touring Mackinaw City and enjoying the "bridge crowd" walking by with their certificates of participation dis- played proudly on their person. Everyone had a wonderful, memorable weekend re- newing family ties. Looking back, baseball's first double header was played on Sept. 25, 1882 be- tween the Providence and Worchester teams. Looking furtherback, on Sept. 25,1690 the first multi-page American newspaper pub- lished was the "Publick Occurrences Both Foreign and Domesfick" edited by Ben- jamin Harris, at the London-Coffee House in Boston, MA. It was the first and only edition as authorities considered it offen- sive and ordered immediate suppression. We wish a happy birthday to Margaret Ferns and Dave Kerridge, Sept. 29; and Sherry Kerridge and Hank LaLonde, Sept. 30. We wish a happy 102 nd birthday to Chet Briggs, Sept. 27. If you'd like to send a card, his address is: Chet Briggs, Glen Eagle, 3950 Sumac Drive, Apt. 233, Traverse City, MI 49684. Happy anniversary to Chris and Brook Abbe, Sept. 30. If someone with multiple personalities threatens to kill himself, is it considered a hostage situation? Ifyou have any news for this article, please contact me by Wednesday evening at ccrbasteele@hughes.net, 989-785-4865 or 8424 Brown Trail, Atlanta, M149709. What's your retirement "Contingency Plan00 You probably have thought about what you'd like to do duringyour retire- ment years. But all your plans probably depend, to at least some extent, on your financial situation. What happens if you reach the age at which you wish to retire and you just don't have the money you thought you'd have? If this occurs, it's time for "Plan B." What does that look like? Here are a couple of possibilities: Continue working. If you like your job, you may not mind working an extra year or so. You'll be bringing in more income and contrib- utingmoretoyour 401(k) or other retirement account, and, perhaps almost as im- portantly, you may be able to avoid tapping into these retirement accounts, thus giving them more time to potentiallygrow. (However, once you turn 70//2, you'll need to begin taking with- drawals from your 401(k) and a traditional IRA.) But if you are really not enamored with the idea of working any longer, you might find that even the ability to "beef up" your retirement plans for another couple ofyearsisn't much consolation. Adjust your retirement lifestyle. It's pretty simple: If you don't save as much as you had planned for retire- ment, youlllobablycan't do all the things you wanted to do as a retiree. For example, you may not be able to travel as much, or pursue your hobbies to the extent you'd like. Clearly, you'd like to avoid these "retirement contin- gency plans." To do so, though, you'll need tO take steps well before you retire. And the most important move you can make maybe to contribute as much as you can possibly afford to your IRA andyour 401(k) or other employer-sponsored retirement plan. During the last several years before you wish to re- tire, you may be in a strong position to "max out" on these plans because, at this stage of your life, your in- come may be at its highest point, your children maybe grown and you may even have "retired" your mort- gage. If you still have money left with which to invest, you may want to look at other tax-advantaged ve- hicles that can be used for retirement. But while it's.important to put in as much as possible to your retirement ac- counts, you need to do more than that, you also must put the money in the right investments within these accounts. Your exact investment mix should be based on your individual risk tolerance and time ho- rizon, but, as a general rule, these investments must provideyouwith the growth potential you'll need to ac- cumulate sufficient re- sources for retirement. Of course, as you know, investments move up and down. You can't prevent this, but you'll certainly want to reduce the effects of volatility as much as pos- sible when you enter retire- ment. Consequently, dur- ingyour finalworkingyears, you may need to adjust your retirement accounts by shifting some of your assets (though certainly not all) from growth-oriented ve- hicles to income-producing ones. It's a good idea to have contingency plans in place for virtually every endeavor in life, and paying for your retirement years is no dif- ferent. But if you can make the right moves to avoid the contingency plans in the first place, then so much the better. Tune in Tuesday morn- ings to Eagle 101.5 FM at 8:30 a.m. to hear Phil Hofweber discuss the weekly Financial Focus topic. Phil Hofweber is a financial advisor with Edward Jones Invest- ments located in downtown Gaylord. He can be reached at 989- 731-1851 or e-mail at phil.hofwewardjanes.com. Edward Jones, its financial advisors and employees do not provide tax or legal advice. You should consult with a qualified tax or legal professional for advice on your specific situation. This article was written by Edward Jones for us by your local Edward Jones Financial Advisor.